Troy State University Montgomery
Division of Business
Finance 3335 - Insurance
Instructor: Dr. Michael A. S. Guth, Ph.D., J.D.
Office Hours: 9 AM – 12:00 noon Monday - Friday
Telephone: 865-483-8309
E-mail mike @ michaelguth.com
Prerequisites: FIN 3331
Text: (Required) George E. Rejda, Principles of Risk Management and Insurance, 8th Ed., (Addison Wesley/Pearson Education, Inc., 2003), ISBN 0201785633
Course Credits: 3 semester hours
Course Description: This course is a study of the risk management process, with an emphasis on insurance.
Course Requirements : During the course, students will be required to post to the discussion board a report consisting of a short summary and commentary of an article on risk management or insurance from the Wall Street Journal. Each week, students will be expected to post an average of three substantive comments to the discussion board. Students are encouraged to comment on other students’ postings, and not limit themselves to replying only to the topics posted by the instructor. There will be a quiz every week covering the material assigned for that week. The weights for the final course grade are as follows:
Discussion Board Participation 30% Weekly + special WSJ reports
Quizzes 70% Weekly
Evaluation Standards:
A- 90% and above
B- 80% to 89%
C- 70% to 79%
D- 60% to 69%
F- Below 60%
Wall Street
Journal Reports
A summary of an article in the WSJ will be required of each student once or twice during the course. These reports must be posted to the discussion board no later than Thursday of that week. The summary should be one-half to one page, double-spaced.
Course Objectives
After completing
this course, students should have a thorough knowledge of:
Course Schedule
Week 1
Chapter 1: Risk in Our Society
Chapter 2: Insurance and Risk
Chapter 3: Introduction to Risk Management
Chapter 4: Advanced Topics is Risk Management
Post three substantive comments to the discussion board. Complete the quiz for Week 1 by Sunday.
Week 2
Chapter 5: Fundamental Legal Principles
Chapter 6: Analysis of Insurance Contracts
Chapter 7: The Liability Risk
Post three substantive comments to the discussion board. Complete the quiz for Week 2 by Sunday.
Week 3
Chapter 8: Homeowner’s Insurance, Section I
Chapter 9: Homeowner’s Insurance, Section II
Chapter 10: Automobile Insurance
Post three substantive comments to the discussion board. Complete the quiz for Week 3 by Sunday.
Week 4
Chapter 11: Automobile Insurance and Society
Chapter 12: Other Property and Liability Insurance Coverages
Chapter 13: Commercial Property Insurance
Post three substantive comments to the discussion board. Complete the quiz for Week 4 by Sunday.
Week 5
Chapter 14: Commercial Liability Insurance
Chapter 16: Fundamentals of Life Insurance
Chapter 18: Life Insurance Contractual Provisions
Post three substantive comments to the discussion board. Complete the quiz for Week 5 by Sunday.
Week 6
Chapter 21: Individual Health and Disability-Income Insurance
Chapter 22: Employee Benefits: Group Life and Health Insurance
Chapter 23: Employee Benefits: Retirement Plans
Post three substantive comments to the discussion board. Complete the quiz for Week 6 by Sunday.
Week 7
Chapter 25: Types of Insurers and Marketing Systems
Chapter 26: Insurance Company Operations
Post three substantive comments to the discussion board. Complete the quiz for Week 7 by Sunday.
Week 8
Chapter 27: Insurance Pricing
Chapter 28: Government Regulation of Insurance
Post three substantive comments to the discussion board. Complete the quiz for Week 8 by Saturday (last week of class).
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MICHAEL A. S. GUTH, Ph.D., J.D. |
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